Argyanti IR, Yasin Fadli AA. The Effect of Non Performing Loans (NPL), Liquidity (LDR), and Net Interest Margin (NIM) On Return On Assets (ROA) at PT. Bank Rakyat Indonesia (Persero) tbk For The 2013-2025 Period. ekmabis [Internet]. 2025 Aug. 20 [cited 2026 Oct. 24];4(3):323-40. Available from: http://jurnal.stieganesha.ac.id/index.php/ekmabis/article/view/446