AZZAHRA, Syifa; SAEFULLAH, Aep; VUTHY, Ith. Reframing Debt in Buy Now Pay Later (BNPL) Schemes: A Phenomenological Study of Generation Z Consumers. Jurnal Ekualisasi , [S. l.], v. 7, n. 1, p. 38–46, 2026. DOI: 10.60023/4vttz933. Disponível em: https://jurnal.stieganesha.ac.id/index.php/ekualisasi/article/view/322.. Acesso em: 21 apr. 2026.