THE ROLE OF KOPERASI SYARIAH KHADIJAH AR-ROCHIM SEJAHTERA IN ACCOMMODATING THE SAVINGS AND LOAN NEEDS OF THE SUMBERASRI VILLAGE COMMUNITY
DOI:
https://doi.org/10.60023/q29jrt44Keywords:
Sharia Cooperative, Savings and Loans, Economic Empowerment, Cooperative Challenges, Business SustainabilityAbstract
Koperasi Syariah Khadijah Ar-Rochim Sejahtera plays a significant role in improving the economic welfare of the residents of Sumberasri through the provision of Sharia-compliant savings and loan services. This article aims to examine the role of this cooperative in meeting the financial needs of the community and to identify the challenges and benefits experienced by the people. This research adopts a descriptive approach combining both qualitative and quantitative methods, through literature review, user satisfaction surveys, and secondary data analysis from the cooperative. The findings show that the cooperative has made a positive impact on economic empowerment, although it faces challenges in management and capital limitations. The main benefits experienced by the members include increased economic welfare, women's empowerment, and strengthened entrepreneurial spirit. This study recommends strengthening management, diversifying businesses, and enhancing members' understanding of Sharia principles to improve the sustainability of the cooperative
Downloads
References
Batubara, S. (2021). The Role of Sharia Cooperatives in Improving the Economy and Welfare of the Community in Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(3), 1-5.
Sobarna, N. (2021). Opportunities and Challenges of Sharia Cooperatives in Indonesia.
Setyaningsih, N. D., & Asnawi, N. (2021). Improving the Economy of the Community through Sharia Cooperatives: A Participatory Action Research Approach. Khidmatuna: Jurnal Pengabdian Kepada Masyarakat, 1(2), 124-143.
Saksana, J. C. (2023). Educational Research Methodology. CV Hei Publishing. Padang, West Sumatra.
Martiwi, W. A., Rohmawati, I. T. N., Mamdukh, M., Putri, P. N., & Latifah, E. (2022). Sharia Accounting for Wadiah Yad Dhamanah Products at Sharia Cooperative KSPPS Bina Syariah Ummah Banjarwati Paciran Lamongan. JISEF: Journal Of International Sharia Economics And Financial, 1(02), 65-79.
Syaepudin, D. (2024). The Implementation of Mudharabah Financing Contracts at Sharia Cooperatives KSPS BMT Al Fath Ikmi. Jurnal MENTARI: Manajemen, Pendidikan dan Teknologi Informasi, 3(1), 1-10.
Wisnuadhi, B., Mayasari, I., Danisworo, D. S., Munawar, G., Mauluddi, H. A., Firdaus, L. H., & Wirasta, W. (2022). Implementation of Murabaha Financing Products at Sharia Cooperatives Berkah Kabupaten Bandung Barat. Journal of Applied Islamic Economics and Finance, 2(2), 278-285.
Avissa, C. N., Hamdani, I., & Arif, S. (2022). Islamic Human Resource Management Strategy in Improving Employee Productivity at Sharia Cooperative 212 Sentul. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 3(1), 115-128.
Azzahra, N. (2022). Definition of Cooperatives, Sharia Cooperatives, and MSMEs.
Utomo, D. P., Jailani, H., & Cahyati, R. A. (2021). The Influence of Motivation to Avoid Riba and Knowledge of Sharia Cooperative Products on the Decision to Become a Member of the Sharia Savings and Loan Cooperative (KSPPS) Nur Hayyu Ambara Ntb. IQTISHADUNA, 12(2), 161-170.
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Sudharma Ismu Aji Rangga, Joned Ceilendra Saksana (Author)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
